Commerzbank Demonstrates Resilience in EBA Stress Test

In the latest stress test by the European Banking Authority (EBA) and the European Central Bank (ECB), Commerzbank's resilience was again affirmed. Despite challenging economic conditions, the bank improved its results compared to the 2023 stress test. Its Common Equity Tier 1 (CET1) ratio stood at 9.6% in the adverse scenario, slightly up from 9.5% in 2023.

The stress test considered a severe recession in Germany, rising unemployment, and shifts in interest rates. Despite these pressures, the bank's CET1 ratio decreased by 412 basis points, a smaller drop than the previous test's 464 basis points. Under transitional regulations, the CET1 ratio fell by 484 basis points to 10.5%.

Commerzbank's Chief Risk Officer, Bernd Spalt, highlighted the bank's strong position and commitment to its customers. The stress test results are integral to the Supervisory Review and Evaluation Process (SREP).