Crédit Agricole du Morbihan: Financial stability as of June 30, 2025

Crédit Agricole du Morbihan posted stable half-year results as of June 30, 2025. Total outstanding inflows increased by 3.3%, reaching €15.9 billion. The growth in insurance and the increase in lending, particularly in housing and agriculture, are supporting this momentum.

Net banking income increased slightly by 0.2% to €143.9 million. However, operating expenses increased by 3.7%, reducing gross operating income by 3.9%. Net income, however, increased by 2.0% to €46.4 million.

In terms of solvency, the group's capital ratio stands at 28.32%, well above regulatory requirements. Consolidated shareholders' equity increased by 9.0%, demonstrating a solid financial structure despite an uncertain economic environment.