HDBank Reports $562.4 Million Profit and Proposes Dividend Plan

HCM CITY, VIETNAM – HDBank announced a consolidated profit before tax of VND14.8 trillion (US$562.4 million) for the first nine months of 2025, marking a 17% year-on-year increase. The bank's Return on Equity (ROE) stood at 25.2% and Return on Assets (ROA) at 2.1%, indicating effective operational performance.

As of September 30, 2025, HDBank's total assets reached VND782 trillion (US$29.7 billion), up 12.1% year-to-date, with a focus on priority sectors. Credit growth was 22.6%, and the non-performing loan ratio was maintained at 1.97%. The Basel II Capital Adequacy Ratio hit 15%.

The bank's non-interest income surged by 178.6%, primarily driven by digitalization, with 94% of retail transactions conducted online. HDBank also proposed a 30% dividend and bonus share plan for 2025.