IKB Deutsche Industriebank AG Shows Growth Amid Challenges in H1 2025

IKB Deutsche Industriebank AG recorded a significant rise in new business volume and profit in the first half of 2025. The bank's profit before taxes reached €36 million, an increase from €32 million the previous year. The volume of new business grew by 30%, reaching €1.3 billion from €1.0 billion the previous year. Despite rising administrative costs, primarily due to IT service provider changes, and increased personnel expenses, the bank's return on equity improved to 10.3% from 7.6%.

Net interest income saw a decline to €91 million, attributed to fluctuating interest rates and volume changes. However, fee income improved to €11 million, boosted by higher capital market transaction fees. The bank also achieved a net release in risk provisions of €4 million, reflecting a prudent lending strategy. While the loan book slightly declined to €8.4 billion, it remains substantially supported by KfW Banking Group loans, emphasizing sustainable financing.

Despite facing geopolitical and economic uncertainties, IKB Deutsche Industriebank AG remains poised to meet its net income targets for the fiscal year.