Iute Group Reports 2025 Results Amid Digital Transition

Iute Group, a European personal finance entity, unveiled its unaudited 2025 results showcasing its evolution towards a digital bank. The company emphasized data-driven credit decision making, enhancing both portfolio quality and loan pricing discipline. Revenue per customer increased by 6.7%, while the active customer base grew by 4.5%, indicating deeper product integration.

The Group achieved a 10.6% rise in total revenue, amounting to 124.6 million EUR, aided by increased loan payouts and robust underwriting standards. Through strategic refinancing, Iute extended its maturity profile and bolstered financial flexibility.

Operational advancements included a 13.6% rise in loan payouts to 424.6 million EUR, while loan signings increased by 10.3%. Significantly, the cost of risk decreased, reflecting improved risk modelling. CEO Tarmo Sild highlighted the disciplined growth and digital transformation towards a diversified financial platform.