Raiffeisen Bank Reports Robust 2025 Profits, Excluding Russia

Raiffeisen Bank International AG has announced its preliminary financial results for 2025, revealing a 48% increase in consolidated profit, reaching EUR 1.443 billion, excluding Russian operations. This growth is attributed to a significant reduction in provisions for foreign exchange loans in Poland and an overall increase in main revenues by 3% to EUR 6.186 billion, driven by a 6% acceleration in loan growth over the fiscal year.

The Core Equity Tier 1 (CET1) ratio, excluding Russia, stood at 15.5%, with a group CET1 ratio reaching 17.9%. Despite business reductions in Russia, the group aims to maintain all restrictions there into 2026. The bank has proposed a dividend of EUR 1.60 per share, pending audited results and shareholder approval.

For 2026, Raiffeisen anticipates a mid-single-digit revenue increase, approximately 7% loan growth, and a CET1 ratio above 15%. The bank also aims for a consolidated return on equity of at least 13%, excluding Russia and certain costs.