Old-age provision in Switzerland: a contrasting view between the working population and retirees

According to the Swiss Life study "Overview of Pension Planning in Switzerland," financial satisfaction varies significantly between the working and retired populations in Switzerland. While 72% of retired couples report being satisfied with their situation, only 32% of single working parents share this view. Although approximately 62% of 18- to 64-year-olds manage to save, only a minority feel they are well-prepared for financial matters.

While 51% of respondents hold investments such as stocks or bonds, a larger proportion believe their standard of living could decline in retirement. Skepticism persists among the working population, with 38% believing their financial situation has worsened due to inflation.

The study reveals that from an investment perspective, less than half of those surveyed are taking advantage of opportunities, highlighting disparities between genders, knowledge levels, and available wealth.