Cardtonic Adds Stablecoin Funding to Its Virtual Dollar Cards, Enabling Near-Instant Cross-Border Payments

Yaba, Nigeria, June 22nd, 2026, FinanceWire

Cardtonic, a leading African fintech super-app, today announced that users can now fund their virtual dollar cards directly with stablecoins, including USDT and USDC. The update lets users move from holding stablecoins to spending in dollars almost instantly, without routing through traditional banking rails or exchange fees.

Why Stablecoins, and Why Now

Cross-border payments have long been slowed by geographical restrictions, bank regulations, high transaction fees, and delayed processing times. Stablecoins address much of that friction directly, offering near-instant, secure transfers that do not depend on traditional banking infrastructure.

Demand for faster, more flexible ways to move money across borders has grown steadily, and a growing share of users already hold stablecoins as part of how they receive or store money. Cardtonic's update meets that behaviour directly rather than asking users to convert funds elsewhere first.

How It Works for Virtual Dollar Card Users

Virtual dollar cards have become a default tool for global spending, covering everything from streaming subscriptions to online shopping and payments for remote work tools. With stablecoin funding now live, users can fund their cards with USDT or USDC and start spending in dollars without first converting through an exchange or bank.

The feature is built directly into the existing Cardtonic virtual dollar card experience, giving users one more funding option alongside existing methods rather than a separate product to manage.

Part of a Broader Product Expansion

Cardtonic was founded in 2018 as a gift card trading platform and has since grown into a fintech super-app offering gift cards, bill payments, eSIMs, and virtual dollar cards. Stablecoin funding adds to a recent run of updates, including the Cardtonic Platinum Card, a virtual dollar card built with Apple Pay and Google Pay integration and NFC contactless payments for combined online and in-store spending.

Together, these updates reflect Cardtonic's ongoing focus on reducing the friction users face when moving and spending money across borders.

About Cardtonic

Cardtonic is a fast-growing fintech super-app enabling payments beyond borders through alternative channels such as virtual dollar cards and digital assets. The platform serves more than 1.8 million active users, providing frictionless access to global payments, secure gift card exchange, international bills, and digital connectivity via eSIMs.

With a strong culture of discipline, speed, and customer trust, Cardtonic gives Africans the freedom to transact globally without relying solely on traditional banking rails. For more information, users can visit www.cardtonic.com.

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